What we offer & more...
Homeowners Insurance Claims
It is very important in the State of Florida to have sufficient insurance coverage to protect your home in the event sudden damage occurs. As a homeowner, it is also exceedingly important to know your rights under that policy and effectively safeguard them in the event that emergency damage occurs. Unfortunately, after an emergency loss causes damage to a home, it is oftentimes chaotic and difficult to decide what needs to be done next to protect the property and pursue recovery of the cost of necessary repairs.
Also, most individuals are surprised to learn that insurance companies are generally not at all concerned about the fair investigation and handling of a given claim. Instead, these companies make decisions that support its financial interests and do so with the assumption that most policyholders will not challenge the decision.
Kowzan Law, P.A., prides itself in taking the stress and guess work out of this process. We are a trusted resource for advice and advocacy during the oftentimes overwhelming property claims process. This is our specialty and we enjoy alleviating this burden for our Clients.
Please contact our office by clicking here to speak to trusted loss consultants at the first sign damage occurs to your home.
We will timely respond to ascertain the damage and initially submit the claim to the insurance company. Thereafter, we provide all necessary estimate/supporting documents, comply (on behalf of our Clients) with any further requests for information from insurance company and challenge any adverse decisions that are made in order achieve maximum compensation for our Clients’ losses.
We are fully equipped to challenge the bad faith conduct of insurance companies in wrongfully denying or diminishing the recovery paid on our Clients’ Claims. Whether that requires the filing of litigation and/or civil remedy notices; Kowzan Law, P.A. is prepared exhaust all available avenues to obtain effective results for our Clients. We are proud to be a premier, full-service property insurance claim law firm in Florida, that continues to positively grow and expand for the betterment of our Clients.
Business Property Insurance Disputes
Similar to homeowner claims, oftentimes insurance companies will not honor or fairly pay valid claims involving damages to commercial properties. A miscarriage of justice occurs when a business purchases an insurance policy expecting to have coverage for a given loss, only to be met with a punishing and improper decision by their insurance company refusing to pay them when an actual claim is made.
Additionally, commercial insurance policies are usually even more complicated and difficult to follow than standard residential policies. Without proper advice and experienced representation, it is all too easy for a company to take advantage and make immoral or insensitive claim decisions that can be detrimental to a policyholder.
Meanwhile, if the claim is not fairly paid under the policy, the business owner may face the extreme financial reality of making necessary repairs on an out-of-pocket basis.
Whether the commercial property insurance claim is denied or underpaid, Kowzan Law, P.A. serves as the trusted legal resource to obtain high-quality results on behalf of our business policyholders. We are your complete, property claim service professionals.